85 % loan against the accumulated value of the deposit can be availed. The 2 % more interest rate will be applicable. The depositors undertaking along with the prescribed form and loan documents are required to be executed. Prior to availing of a loan. The deposit receipt will have to be discharged by all the persons who are holding the deposit. The custody of the deposit receipt will be with the bank till the entire loan along with interest is repaid.
| Sr.No. | PARTICULARS | CIBIL SCORE/WOMEN/PRORITY/NON PRORITY | Proposed ROI |
| 1 | LAD/CCAD | Against own receipts above Rs.5 Lakh | 1.00% |
|
Against own receipts below Rs.5.00 Lakh |
2.00% | ||
| Against Third Party receipts | 2.00% |