| Udyam Vikas Sahakari Bank Ltd. | ||
| Pyrope Apartment, Behind Karve Road Telephone Exchange, Pune:-411 004. | ||
| Services | Existing Service Charges W.E.F.01/04/2012 | Existing Service Charges W.E.F.01/07/2018 |
| A) Collection of Cheques /Bill | ||
| 1.O.B.C. and I.B.C. | Rs.3/- per thousand or part thereof with minimum Rs.50+other Bank's charge+Postage Rs.30/- each | 1)Upto Rs.10,000/- Rs.50/- |
| 2)Rs.10.001/- to 1,00,000/- Rs.100/- | ||
| 3)Rs.1,00,001/-& above Rs.150/- +Postage/Courier Chs. | ||
| 2.Bills (Inward Bills Collection) | DD Commission +50% of OBC commission +Postages/courier Rs.30/- | DD Commission +50% of OBC commission +Postages/courier Rs.30/- minimum |
| 3.Discount of Outstation | Nill | |
| a)D.D. | Rs.5/- per thousand min.Rs.100/-+Int.@18%from date of discount till realisation +postage+other bank charges | Rs.5/- per thousand min.Rs.100/-+Int.@18%from date of discount till realisation +postage+other bank charges |
| b)Bills | Rs.5/- per thousand min.Rs.100/-+Int.@18%from date of discount till realisation +postage+other bank charges | Rs.5/- per thousand min.Rs.100/-+Int.@18%from date of discount till realisation +postage+other bank charges |
| D.D.Local | ||
| a)D.D. Discounting | a)Int 18% for 3 days.Minimum Rs.100/- | a)Int 18% for 3 days.Minimum Rs.100/- |
| b)Bills | b)Int. from date of discounting to date of realisation+Collection chs @5/- per thousand+postage chs. | b)Int. from date of discounting to date of realisation+Collection chs @5/- per thousand+postage chs. |
| 3a)Bill Discounting undr L/C | Rs.5/- per thousand on amount of bill+Postage +incidental charges +Int.from date of discounting & date of realisation at sanctioned date | Rs.5/- per thousand on amount of bill+Postage +incidental charges +Int.from date of discounting & date of realisation at sanctioned date |
| 4)Cheques/Bills Returning Charges | ||
| 1)Local | 1)Saving .:-Rs.100/- | 1)Saving .:-Rs.150/- |
| 2)ECS :-Rs.200/- | 2)ECS :-Rs.250/- | |
| 3)Others:-Rs.100/- | 3)Others:-Rs.100/- | |
| 4)Current/Cash Credit:-Rs.200/- upto Rs.2.00 lakh | 4)Current/Cash Credit:-Rs.300/-upto Rs.2.00 lakh | |
| 5)Above Rs.2.00 lakh Rs.200+Int @18% for 2d. | 5)For Savings, Current, Cash Credit Above Rs.2.00 lakh Rs.300+Int @18% for 2d. | |
| 6)Loan A/c :-Rs.300/-per cheque | 6)Loan A/c :-Rs.300/-per cheque. I/w return charges & ECS return charges applicable to Staff. | |
| 2)Outstation | Rs.5/- per thousand, minimum Rs.100/-+Posatage | Rs.5/- per thousand, minimum Rs.100/-+Posatage |
| 3)Outward Return Charges | Nil | Up to Rs.1.00 lakh:-Rs.50/- Above Rs.1.00 lakh:-Rs.100/- applicable to staff |
| 5)Remittances | ||
| a)DD on Mumbai & other places (Through MSC,IDBI,HDFC) | Minimum Rs.50/- or Rs.5/-per thousand | Minimum Rs.50/- or Rs.5/-per thousand, Max.Rs.15,000/- |
| 6)Issue of Duplicate DD | ||
| Cancellation/Revalidation of Pay order/DD | Rs.50/- per Pay Order/DD | Rs.50/- per Pay Order/DD |
| 7)Payorder (Purchased by customer) | Rs.2/- per thousand, minimum Rs.20/- | Rs.2/- per thousand, minimum Rs.20/- |
| 8) Loans & Advances | ||
| a) Sale of Loan application forms | Rs.50/- per Form(Indv) | Rs.100/- per form |
| b)Visit Charges | 1.Rs.100/- (Bus) | Rs.200/- upto Loan of Rs.10.00 lakh Rs.500/- Above Loan of Rs.10.00 lakh |
| 2.Limit upto Rs.1 lakh Rs.100/- per visit | ||
| 3.Limit from Rs.1 lakh to 5 lakh:-Rs.300/-per visit | ||
| 4.Limit Rs.5 lakh & above Rs.500/- per visit | ||
| 9)No Dues Certificate | Rs.50/- per Certificate | Nil |
| 10) Confidential Report | Nil | Nil |
| 11) Legal Charges & Valuation Chs | Actual Expenses | Actual Expenses |
| 12)Bank Guarantee | 1) Our Bank :-2% p.a. | 1) Our Bank :-2% p.a. |
| 2)Other Bank:-Their Comm.+1% our commission | 2)Other Bank:-Their Comm.+1% our commission | |
| 13)Loan proposal processing charges | 1) 0.5% of Loan Amount | 1) 0.5% of Loan Amount (Circular .81/13,dtd.18/12/2013) |
| 2)Minimum Rs.750/- individual | 2)Minimum Rs.1000/- (Circular .81/13,dtd.18/12/2013) | |
| 3)Rs.1000/- for Business | 3)Auto Rickshaw:- Rs.750/- (Circular .81/13,dtd.18/12/2013) | |
| 4)Maximum Rs.10,000/- | ||
| 14) Prepayment Loan Charges | Nil | 1% of the remaining period & expected realisation of Interest excluding Housing Loan. Applicable only Loan above Rs.25.00 lakh. |
| 15)Documentation Charges (Including Loan against Govt.Securities Case) | 1)For Gold/NSC/KVP Rs.200/- per Loan case | 1)For Gold/NSC/KVP Rs.200/- per Loan case |
| 2) For other Demand Loans Rs.200/- per Loan | 2) For other Demand Loans Rs.200/- per Loan | |
| 16)Gold Loan Valuation Charges | Actual Expences on valuation | Actual Expences on valuation |
| 1.Mr.Mahesh Abhonkar :- First 30G. Rs.250/- & onwards each 10gm Rs.50/- | ||
| 2.M/s Hemant Jewellers(Mr.Hemant Dandgaval):- 0.2% each Rs.100/- | ||
| 3.M/s Shriram Alankar(Mr.Baban Shahane):- First 30G. Rs.125/- & onwards each 10gm Rs.40/- | ||
| 17)Gold Loan Custody Charges | Rs.200/- per qtly irrespecitve of amount | Rs.200/- per qtly irrespecitve of amount |
| 18)Membership | ||
| a)Nominal | Rs.5/-+Misc.Rs.220/-w.e.f.01/10/2009, R.No.12 | Rs.100/- |
| b)Regular | Share Amt+Entrance Fee Rs.10/- Misc.Rs.50/- | Share Amt+Entrance Fee Rs.100/- Misc.Rs.50/- |
| 19)Cheque Book Issue | ||
| a)Savings Bank | Rs.2/- per leaf | Rs.2/- per leaf |
| b)CA/CC | Rs.3/- per leaf | Rs.3/- per leaf |
| 20)Standing Instructions | Nil | Nil |
| 21)Stop Payment Instructions | Rs.100/- per Instrument | Rs.100/- per Instrument, Max.Rs.500/- |
| 22)Folio Charges | 1)Rs.20/- per folio | 1)Rs.20/- per folio |
| 2)Rs.200/-Minimum on half yearly basis for CA/CC | 2)Rs.200/-Minimum on half yearly basis for CA/CC | |
| 3) No Chs for Saving A/c | 3) No Chs for Saving A/c | |
| 23)Duplicate Passbook/Statement of A/c | Rs.50/- per Passbook, Rs.10/- per folio | Rs.50/- per Passbook, Rs.10/- per folio |
| 24)Penalty for delay in payment of RD Installments | Period upto 60 mths Rs.1.50 per 100/-p.m. & Rs.2/- per 100/- p.m. | Period upto 60 mths Rs.1.50 per 100/-p.m. & Above 60 Mths Rs.2/- per 100/- p.m. (As per RBI guideline) |
| 25)Solvency Certificate | 1) Upto Rs.5 Lakh :-Rs.200/- | 0.50% of the certificate amount, Maximum Rs.50,000/- |
| 2)Rs.5 to 10 Lakh:-Rs.500/- | ||
| 3)Above Rs.10 Lakh:-Rs.1000/- | ||
| 26) Closure of A/c within 1 year of opening | S/B A/c Rs.100/- & C/A Rs.500/- | S/B A/c Rs.100/- & C/A Rs.500/- |
| 27) Minimum Balance | 1) S/B A/c :-Rs.250/- without Cheque book facility | 1) S/B A/c :-Rs.250/- (Circular No.1/15,dtd.6/4/2015) |
| 2) S/B A/c :-Rs.250/- with Cheque book facility | 2)C/A :-Rs.1500/- (Circular No.1/15,dtd.6/4/2015) | |
| 3)C/A :-Rs.1000/- | ||
| 28) Charges to be levied if minimum balance is not maintained | Average of the minimum monthly balance as against actual balance charges of 10% on shortfall. | Average of the minimum monthly balance as against actual balance charges of 10% on shortfall. Not applicable to newly opened A/c for the period of one month. |
| 29)Duplicate ATM Card | Rs.200/- | |
| 30)ATM PIN | Rs.50/- | |
| 31)SMS Alert | Rs.10/-quarterly | |
| 32)Locker Rent | As per Locker sizes in branches | |
| 33)Penalty on Late Locker Payment | Rs.25/- per Quarter | |
| 34)Issue of Duplicate TD Receipt | Nil | Indemnity Charges |
| 35)Misc.Service Charges | ||
| a)Signature Verification | a) Rs.100/- | a) Rs.100/- |
| b)Commitment Charges | b) 1)Rs.1 Lakh to Rs.5 Lakh:-Rs.500/- | b) 1) Rs.1 Lakh to Rs.5 Lakh:-Rs.500/- |
| 2)Rs.5 Lakh to 10Lakh:-Rs.1000/- | 2)Rs.5 Lakh to 10Lakh:-Rs.1000/- | |
| 3)Above Rs.10 Lakh:-Rs.1500/- | 3)Above Rs.10 Lakh:-Rs.1500/- | |
| c)Stock Penalty Charges | c)Rs.200/- per default | c) Rs.200/- per default |
| 36)Cancellation of FDR issued for tender | Rs.50/- per Receipt | Rs.100/- per Receipt |
| 37)Loan Recovery Charges | Local :-Rs.100/- per visit between Pune city.Rs.200/-per visit ot outside Pune City & outstation at actual. | Local :-Rs.100/- per visit between Pune city.Rs.200/-per visit ot outside Pune City & outstation at actual. |
| 38) Cash Credit EOD/CA TOD Processing Fee | Rs.50,000/- to Rs.5,00,000/-:-Rs.1000/- & above Rs.5,00,000/- :-Rs.2000/- | Rs.50,000/- to Rs.5,00,000/-:-Rs.1500/- & above Rs.5,00,000/- :-Rs.3000/- |
| 39)RTGS/NEFT Charges | Inward:-Nil Outword:-Rs.100/- | Inward :-Nil, Outward:-Rs.1 to Rs.2 lakh Rs.25/- & Above Rs.2.00 Lakh Rs.50/- |
| All charges are excluding GST | ||
| GST at applicable rate, wherever applicable | ||