SERVICES

CHARGES WEF 01/04/2012

Cheque Book Issue Charges

Saving Account – Rs.2 per Leaf (10/25)

CA / CC Account – Rs.3 per Leaf (25/50)

Statement Charges

Duplicate Saving Pass Book – Rs.50

Account Statement for SB A/c – Rs.10 per page

Account Statement for CA & CC A/c – Rs.10 per page

Commission on DD

Minimum Rs.50

(OR) Rs.5 per thousand

Commission on PO

Minimum Rs.20

(OR) Rs.2 per thousand

DD/ PO Cancellation

Rs.50 Per pay order (OR) DD

Minimum Balance

SB A/c Rs.250 with Cheque book facility

CA A/c Rs.1000 with Cheque book facility

Minimum Balance

is not maintained

10% per Default in SB

10% per Default in CA

RTGS/NEFT

Outward Rs.100

O.B.C. & I.B.C.

Minimum Rs.50 (OR) Rs.3 per thousand +

Other Bank Charges + Postage Rs.30 (each)

I.B.C.

DD Commission + 50 % of OBC commission + Postage Rs.30

Cheque Return Charges

Saving Account Rs.100

CA/CC Account Rs.200/- up to 2.00 Lakh (OR)

Above Rs.2 Lakh Rs.200 + Int. @18 % for 2 Days

Stop Payment Charges

Rs.100 per instrument (or) Max Rs.500

No Dues Certificate

Rs.50 per certificate

Signature Verification Charges

Rs.100

Commitment Charges :

Working Capital (WC)

For all fund based WC limits irrespective of the size of the limit

Terms loan

For all term loan-irrespective of working capital limits.

0.25% p.a on the entire unutilized portion if average utilisation 60% or less. To be levied half- year.(No Charge)

1. 20% for delayed draw down beyond 2 month.

Locker Rent

Type –Size    -Rent Per Annum

A –     6’’ X 7’’        -Rs.750

B-      6’’ X 16’’     -Rs.1000

C-    12’’ X 16’’     – Rs.4500

D-    7’’ X 12’’       – Rs.1500

E-     11’’ X 14’’    – Rs.3500

F-     7’’ X 21’’       – Rs.3500

Loan Application Form

Rs.50 per form ( Indv.) & Rs.100 ( Buss.)

Visit Charges

Limit upto Rs.1 lac : Rs.100 per Visit

Limit from Rs.1 lac  to 5 lacs : Rs.300 per Visit

Limit above Rs.5 lac : Rs.500 per Visit

Loan Processing Charges

0.5 % of Loan Amount

Minimum Rs.750 for Indv. & Rs.1000 for business

Maximum Rs.10000

Stock Penalty Charges

Rs.200 per default

Solvancy Certificate

Upto Rs.5 lakh Rs.200

Rs.5 to 10 lakh Rs.500

Rs.10 Lakh above Rs.1000

For additional copy Rs.10 per copy

Folio Charges

Rs.20 per folio Rs.200 minimum on half yearly basis for CA/CC Account

No. Chs for Saving Account

Gold Loan Custody Charges

Rs.200 per quarterly irrespective of amount

Documentation Charges

For Gold/NSC/KVP Rs.200 per loan case

For other Demand loans Rs.200 per loan